Healthcare CFOs face mounting challenges: tech transformation, cash management optimization, and enterprise risk management. As complexity grows, so do the opportunities to take control.
The Brown & Brown National Healthcare Team introduces Risk-Aligned Financing Techniques (RAFT), a data-driven framework that applies the precision of financial risk management to operational risk portfolios.
What is RAFT?
CFOs are masters of financial risk — managing debt, interest rates, and FX exposure with precision. Yet, when it comes to operational risks, many rely on outdated, market-driven advice.
The result? Over-insuring, under-insuring, and missed opportunities to align risk strategies with financial goals.
RAFT is a better approach.
This innovative framework helps CFOs take better control of operational risk with insurance programs tailored to balance cost and volatility in alignment with an organization’s unique financial strategy and risk appetite.
Download the Guide
Discover how RAFT transformed one healthcare organization’s risk strategy and learn how it can help you:
- Design insurance programs tailored to your unique risk appetite and financial goals
- Gain a clearer, data-driven view of operational risks to uncover hidden opportunities
- Optimize insurance costs while effectively managing volatility
Take the first step toward aligning your risk strategy with your financial goals.
“36% of CFOs cite enterprise risk management as a top priority, yet the tools many use to manage risk remain blunt and imprecise.”
— Deloitte’s Q4 2025 CFO Signals Survey
Since 1939, Brown & Brown has been one of the world’s largest and most trusted brokerages, delivering solutions to help organizations at every stage of their growth journey.
The Brown & Brown Healthcare team extends these capabilities through nearly 150 integrated professionals who deliver holistic risk assessments and comprehensive solutions across the healthcare spectrum.
This depth is your advantage.
"Most CFOs manage financial risk with precision and their company’s specific needs at top-of-mind. Operational risk and retained risk deserve the same treatment."
Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory, tax guidance and/or advice. If legal advice, counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.
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